Atlantic Money
Founded 2020 · London, United Kingdom
Estimated rates Published fee structure (flat fee + mid-market rate) with open FX rate data
Supported currencies
30
Supported countries
35
Transfer methods
Bank Transfer
Typical speed
Most transfers arrive within 1–2 business days. Some corridors may take up to 3 business days.
Fee model
Flat fee of £3/$3/€3 per transfer with the mid-market exchange rate (no markup). One of the simplest and most transparent fee structures in the industry.
Website
Download: iOS App Store · Google Play
Regulation & Licenses
- UK — FCA (authorized Payments Institution)
- EU — National Bank of Belgium (Payment Institution licence, passported across Europe)
- US — FinCEN (federal Money Services Business registration)
- Canada — licensed (own licence)
- Australia — licensed (own licence)
Key Facts
- Founded in 2020, launched in 2022; a London-based fintech focused on ultra-low-cost international transfers.
- Charges a flat £3/$3/€3 fee with the mid-market exchange rate and no markup.
- Authorized as a Payments Institution by the FCA and the National Bank of Belgium.
- Expanded to the US, Canada, and Australia in 2024.
- Positions itself as one of the most cost-effective options for large international transfers.
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This profile contains publicly available, factual information only. Coinnect is not affiliated with, endorsed by, or sponsored by Atlantic Money. Data sourced from official websites, press releases, and regulatory filings.