Payoneer
Founded 2005 · New York, United States
Planned Published fees (Payoneer API available for partner payout integration)
Supported currencies
150
Supported countries
200
Transfer methods
Bank Transfer, Payoneer Balance, Local Receiving Accounts, Debit Card, Ach
Typical speed
Payments between Payoneer accounts are instant. Bank withdrawals typically 2–5 business days depending on destination country and bank.
Fee model
Cross-border payments in 150+ currencies. Balance withdrawals to local bank incur a fee of up to 2%. Currency conversion fee up to 2% above mid-market rate. Receiving payments from marketplaces is free.
Website
API docs: https://www.payoneer.com/developers/
Download: iOS App Store · Google Play
Regulation & Licenses
- US — FinCEN (Money Services Business), state money transmitter licenses
- EU — Electronic Money Institution (Central Bank of Ireland)
- UK — FCA (authorized Electronic Money Institution)
- Australia — ASIC
- Japan — FSA
- Hong Kong — Money Service Operator license
- US — OCC national trust bank charter application filed (Feb 2026, for PAYO Digital Bank, N.A.)
Key Facts
- Founded in 2005; publicly traded on NASDAQ under ticker symbol PAYO since June 2021.
- Serves businesses in over 200 countries, enabling cross-border payments in 150+ currencies.
- Account balances available in USD, EUR, GBP, HKD, and JPY with local receiving accounts.
- Partner of major global marketplaces including Amazon, Fiverr, Upwork, and Airbnb.
- Filed application for a US national trust bank charter (PAYO Digital Bank, N.A.) in February 2026.
See Payoneer rates on Coinnect
This profile contains publicly available, factual information only. Coinnect is not affiliated with, endorsed by, or sponsored by Payoneer. Data sourced from official websites, press releases, and regulatory filings.