Western Union
Founded 1851 · Denver, Colorado, United States
Estimated rates Published fees and exchange rate estimates (no public rate API for consumer transfers)
Supported currencies
130
Supported countries
200
Transfer methods
Bank Transfer, Cash Pickup, Mobile Wallet, Debit Card, Credit Card, Home Delivery
Typical speed
Cash pickup available within minutes in many corridors. Bank transfers typically 1–4 business days depending on destination.
Fee model
Fees vary by corridor, amount, delivery method, and payment method. Online transfers tend to have lower fees than in-person agent transactions. Exchange rate includes a margin.
Website
API docs: https://developer.westernunion.com
Download: iOS App Store · Google Play
Regulation & Licenses
- US — FinCEN (Money Services Business), state-level money transmitter licenses in all 50 states
- EU — various national regulators
- UK — FCA
- Australia — AUSTRAC
- Licensed in 200+ countries and territories
Key Facts
- Founded in 1851, Western Union is one of the oldest financial services companies in the world.
- Operates a network of approximately 455,000 agent locations across 200+ countries and territories.
- Supports transfers in more than 130 currencies.
- Originally a telegraph company — sent the first transcontinental telegram in 1861.
- Publicly traded on the NYSE under ticker symbol WU.
See Western Union rates on Coinnect
This profile contains publicly available, factual information only. Coinnect is not affiliated with, endorsed by, or sponsored by Western Union. Data sourced from official websites, press releases, and regulatory filings.