Wise
Founded 2011 · London, United Kingdom
Live on Coinnect Public rates page (scraping) + open FX API fallback. No official partnership.
Supported currencies
54
Supported countries
80
Transfer methods
Bank Transfer, Debit Card, Credit Card, Apple Pay, Google Pay, Wise Balance
Typical speed
74% of transfers arrive in under 20 seconds; 95% within one day. Some currency pairs may take 1–6 days.
Fee model
Transparent variable fee (typically 0.33%–4.75% depending on currency pair) applied to the mid-market exchange rate with no markup. Fee shown upfront before confirmation.
Website
API docs: https://docs.wise.com/api-docs
Download: iOS App Store · Google Play
Regulation & Licenses
- UK — FCA (Financial Conduct Authority)
- US — FinCEN (Money Services Business)
- EU — Electronic Money Institution (Belgium)
- Australia — ASIC
- Canada — FINTRAC
- Singapore — MAS
- Japan — Kanto Local Finance Bureau
- 65 licenses worldwide
Key Facts
- Founded in 2011 by Kristo Kaarmann and Taavet Hinrikus, who were personally frustrated by the cost of converting GBP and EUR.
- Serves over 14.8 million customers, businesses, and banks, moving approximately $16 billion monthly.
- Listed on the London Stock Exchange since July 2021.
- Uses the mid-market exchange rate with no markup — one of the first major providers to do so.
- Holds 65 regulatory licenses worldwide, operating in over 80 countries.
See Wise rates on Coinnect
This profile contains publicly available, factual information only. Coinnect is not affiliated with, endorsed by, or sponsored by Wise. Data sourced from official websites, press releases, and regulatory filings.