Send Euro (EUR) to Philippine Peso (PHP)
Compare the cheapest routes to convert EUR to PHP — updated every 3 minutes across 15+ providers.
Right now: The cheapest route is Remitly — 2.20% fee.
Send 500 EUR, recipient gets 34,866.23 PHP. Updated 2026-05-09 02:52 UTC.
Best routes for 500 EUR to PHP today
| Route | Path | Fee | Recipient gets | Time |
|---|---|---|---|---|
| Cheapest | Remitly | 2.20% | 34,866.23 PHP | 24h 0m |
| Fastest | Revolut → Western Union | 5.94% | 33,536.80 PHP | 15m |
| Option 1 | TransferGo | 2.20% | 34,866.23 PHP | 24h 0m |
| Option 2 | Wise | 2.30% | 34,800.06 PHP | 1h 0m |
| Option 3 | Paysend | 2.50% | 34,759.28 PHP | 30m |
| Option 4 | Ria | 3.60% | 34,367.12 PHP | 30m |
| Option 5 | MoneyGram | 4.50% | 34,046.27 PHP | 1h 0m |
| Option 6 | Western Union | 5.00% | 33,868.02 PHP | 1h 0m |
| Option 7 | Revolut → MoneyGram | 5.65% | 33,642.48 PHP | 15m |
| Option 8 | Kraken → Western Union | 5.06% | 33,870.33 PHP | 20m |
| Option 9 | Kraken → MoneyGram | 4.76% | 33,977.07 PHP | 20m |
| Option 10 | Revolut → Kraken → Western Union | 6.09% | 33,528.31 PHP | 25m |
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How we calculate these rates
Coinnect pulls live rates from exchange APIs (Binance, Kraken, Coinbase, Wise, and others) every 3 minutes. For providers without live APIs, we use published fee schedules verified quarterly against World Bank data. Total cost includes exchange rate markup + transfer fees. Routes are ranked by total cost to the recipient — never by partnerships or commissions. Read our methodology.
How to send EUR to PHP cheaply
- Compare routes above — Coinnect checks crypto exchanges, Wise, Western Union, and more every 3 minutes.
- Pick the cheapest path — Some routes use crypto as a bridge (e.g. buy USDC, send, sell). Others are direct bank transfers.
- Execute it yourself — Coinnect never touches your money. Follow the step-by-step instructions for your chosen route.
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FAQ: EUR to PHP
What is the cheapest way to send EUR to PHP?
It changes every few minutes. Right now the cheapest route has a 2.20% fee. Coinnect compares all options automatically.
Does Coinnect transfer my money?
No. Coinnect is a comparison engine. It finds the cheapest route and gives you step-by-step instructions to execute it yourself on the actual platforms (Wise, Binance, Coinbase, etc.).
How often are rates updated?
Every 3 minutes. Rates are pulled live from 15+ exchanges and remittance providers.
Is Coinnect free?
Yes. Free for personal use, no affiliate fees, open source. Use the interactive search for any amount.
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