Send US Dollar (USD) to Philippine Peso (PHP)
Compare the cheapest routes to convert USD to PHP — updated every 3 minutes across 15+ providers.
Right now: The cheapest route is Strike — 1.00% fee.
Send 500 USD, recipient gets 29,843.16 PHP. Updated 2026-06-17 23:04 UTC.
Best routes for 500 USD to PHP today
| Route | Path | Fee | Recipient gets | Time |
|---|---|---|---|---|
| Cheapest | Strike | 1.00% | 29,843.16 PHP | 1h 0m |
| Fastest | Revolut → Kraken → Western Union | 6.19% | 28,019.48 PHP | 25m |
| Option 1 | Remitly | 2.00% | 29,541.71 PHP | 24h 0m |
| Option 2 | XE | 2.00% | 29,541.71 PHP | 24h 0m |
| Option 3 | Wise | 2.10% | 29,577.50 PHP | 1h 0m |
| Option 4 | WorldRemit | 2.80% | 29,300.56 PHP | 24h 0m |
| Option 5 | Payoneer | 3.00% | 29,240.27 PHP | 24h 0m |
| Option 6 | Ria | 3.50% | 29,089.54 PHP | 30m |
| Option 7 | Xoom | 3.80% | 28,999.11 PHP | 1h 0m |
| Option 8 | MoneyGram | 4.20% | 28,878.53 PHP | 1h 0m |
| Option 9 | Western Union | 4.50% | 28,788.10 PHP | 1h 0m |
| Option 10 | PayPal | 4.50% | 28,788.10 PHP | 24h 0m |
| Option 11 | Revolut → Kraken → MoneyGram | 5.89% | 28,107.77 PHP | 25m |
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How we calculate these rates
Coinnect pulls live rates from exchange APIs (Binance, Kraken, Coinbase, Wise, and others) every 3 minutes. For providers without live APIs, we use published fee schedules verified quarterly against World Bank data. Total cost includes exchange rate markup + transfer fees. Routes are ranked by total cost to the recipient — never by partnerships or commissions. Read our methodology.
How to send USD to PHP cheaply
- Compare routes above — Coinnect checks crypto exchanges, Wise, Western Union, and more every 3 minutes.
- Pick the cheapest path — Some routes use crypto as a bridge (e.g. buy USDC, send, sell). Others are direct bank transfers.
- Execute it yourself — Coinnect never touches your money. Follow the step-by-step instructions for your chosen route.
Coinnect is mission-driven, open-source, and takes no affiliate fees. Read the whitepaper.
FAQ: USD to PHP
What is the cheapest way to send USD to PHP?
It changes every few minutes. Right now the cheapest route has a 1.00% fee. Coinnect compares all options automatically.
Does Coinnect transfer my money?
No. Coinnect is a comparison engine. It finds the cheapest route and gives you step-by-step instructions to execute it yourself on the actual platforms (Wise, Binance, Coinbase, etc.).
How often are rates updated?
Every 3 minutes. Rates are pulled live from 15+ exchanges and remittance providers.
Is Coinnect free?
Yes. Free for personal use, no affiliate fees, open source. Use the interactive search for any amount.
Other popular corridors
USD → MXN USD → INR USD → NGN USD → BRL USD → COP USD → PKR USD → BDT USD → KES USD → GHS EUR → MXN EUR → NGN EUR → PHP
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