Send US Dollar (USD) to Philippine Peso (PHP)
Compare the cheapest routes to convert USD to PHP — updated every 3 minutes across 15+ providers.
Right now: The cheapest route is Strike — 1.00% fee.
Send 500 USD, recipient gets 30,469.41 PHP. Updated 2026-05-06 23:23 UTC.
Best routes for 500 USD to PHP today
| Route | Path | Fee | Recipient gets | Time |
|---|---|---|---|---|
| Cheapest | Strike | 1.00% | 30,469.41 PHP | 1h 0m |
| Fastest | Revolut → Kraken → Western Union | 6.19% | 28,979.07 PHP | 25m |
| Option 1 | Remitly | 2.00% | 30,161.63 PHP | 24h 0m |
| Option 2 | XE | 2.00% | 30,161.63 PHP | 24h 0m |
| Option 3 | Wise | 2.10% | 29,717.30 PHP | 1h 0m |
| Option 4 | WorldRemit | 2.80% | 29,915.42 PHP | 24h 0m |
| Option 5 | Payoneer | 3.00% | 29,853.86 PHP | 24h 0m |
| Option 6 | Ria | 3.50% | 29,699.98 PHP | 30m |
| Option 7 | Xoom | 3.80% | 29,607.64 PHP | 1h 0m |
| Option 8 | MoneyGram | 4.20% | 29,484.54 PHP | 1h 0m |
| Option 9 | Western Union | 4.50% | 29,392.20 PHP | 1h 0m |
| Option 10 | PayPal | 4.50% | 29,392.20 PHP | 24h 0m |
| Option 11 | Revolut → Kraken → MoneyGram | 5.89% | 29,070.39 PHP | 25m |
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How we calculate these rates
Coinnect pulls live rates from exchange APIs (Binance, Kraken, Coinbase, Wise, and others) every 3 minutes. For providers without live APIs, we use published fee schedules verified quarterly against World Bank data. Total cost includes exchange rate markup + transfer fees. Routes are ranked by total cost to the recipient — never by partnerships or commissions. Read our methodology.
How to send USD to PHP cheaply
- Compare routes above — Coinnect checks crypto exchanges, Wise, Western Union, and more every 3 minutes.
- Pick the cheapest path — Some routes use crypto as a bridge (e.g. buy USDC, send, sell). Others are direct bank transfers.
- Execute it yourself — Coinnect never touches your money. Follow the step-by-step instructions for your chosen route.
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FAQ: USD to PHP
What is the cheapest way to send USD to PHP?
It changes every few minutes. Right now the cheapest route has a 1.00% fee. Coinnect compares all options automatically.
Does Coinnect transfer my money?
No. Coinnect is a comparison engine. It finds the cheapest route and gives you step-by-step instructions to execute it yourself on the actual platforms (Wise, Binance, Coinbase, etc.).
How often are rates updated?
Every 3 minutes. Rates are pulled live from 15+ exchanges and remittance providers.
Is Coinnect free?
Yes. Free for personal use, no affiliate fees, open source. Use the interactive search for any amount.
Other popular corridors
USD → MXN USD → INR USD → NGN USD → BRL USD → COP USD → PKR USD → BDT USD → KES USD → GHS EUR → MXN EUR → NGN EUR → PHP
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