Send Philippine Peso (PHP) to US Dollar (USD)
Compare the cheapest routes to convert PHP to USD — updated every 3 minutes across 15+ providers.
Right now: The cheapest route is Wise > Kraken > Bitstamp > Okx — -0.43% fee.
Send 25000 PHP, recipient gets 388.91 USD. Updated 2026-06-22 09:49 UTC.
Best routes for 25000 PHP to USD today
| Route | Path | Fee | Recipient gets | Time |
|---|---|---|---|---|
| Cheapest | Wise → Kraken → Bitstamp → Okx | -0.43% | 388.91 USD | 1h 50m |
| Fastest | Wise | 2.50% | 399.35 USD | 1h 0m |
| Option 1 | Payoneer | 3.00% | 399.23 USD | 24h 0m |
| Option 2 | PayPal | 4.50% | 393.05 USD | 24h 0m |
| Option 3 | Western Union | 5.00% | 391.00 USD | 1h 0m |
| Option 4 | Wise → Kraken → Bitstamp → Cryptocom | -0.13% | 387.74 USD | 1h 50m |
| Option 5 | Wise → Kraken | 3.06% | 397.27 USD | 1h 10m |
| Option 6 | Wise → Okx → Mexc → Binance | 3.06% | 396.69 USD | 1h 50m |
| Option 7 | Wise → Okx → Mexc → Bitget | 3.06% | 396.69 USD | 2h 0m |
| Option 8 | Wise → Okx → Binance | 3.10% | 396.45 USD | 1h 30m |
| Option 9 | Western Union → Kraken | 5.75% | 387.81 USD | 1h 10m |
| Option 10 | Wise → Bitstamp | 3.44% | 395.43 USD | 1h 20m |
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How we calculate these rates
Coinnect pulls live rates from exchange APIs (Binance, Kraken, Coinbase, Wise, and others) every 3 minutes. For providers without live APIs, we use published fee schedules verified quarterly against World Bank data. Total cost includes exchange rate markup + transfer fees. Routes are ranked by total cost to the recipient — never by partnerships or commissions. Read our methodology.
How to send PHP to USD cheaply
- Compare routes above — Coinnect checks crypto exchanges, Wise, Western Union, and more every 3 minutes.
- Pick the cheapest path — Some routes use crypto as a bridge (e.g. buy USDC, send, sell). Others are direct bank transfers.
- Execute it yourself — Coinnect never touches your money. Follow the step-by-step instructions for your chosen route.
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FAQ: PHP to USD
What is the cheapest way to send PHP to USD?
It changes every few minutes. Right now the cheapest route has a -0.43% fee. Coinnect compares all options automatically.
Does Coinnect transfer my money?
No. Coinnect is a comparison engine. It finds the cheapest route and gives you step-by-step instructions to execute it yourself on the actual platforms (Wise, Binance, Coinbase, etc.).
How often are rates updated?
Every 3 minutes. Rates are pulled live from 15+ exchanges and remittance providers.
Is Coinnect free?
Yes. Free for personal use, no affiliate fees, open source. Use the interactive search for any amount.
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