Send US Dollar (USD) to Philippine Peso (PHP)
Compare the cheapest routes to convert USD to PHP — updated every 3 minutes across 15+ providers.
Right now: The cheapest route is Binance > Mexc > Bitstamp > Remitly — -1.58% fee.
Send 500 USD, recipient gets 38,827.12 PHP. Updated 2026-07-09 14:59 UTC.
Best routes for 500 USD to PHP today
| Route | Path | Fee | Recipient gets | Time |
|---|---|---|---|---|
| Cheapest | Binance → Mexc → Bitstamp → Remitly | -1.58% | 38,827.12 PHP | 24h 50m |
| Fastest | Revolut → Kraken → Western Union | 6.19% | 28,926.85 PHP | 25m |
| Option 1 | Strike | 1.00% | 30,488.87 PHP | 1h 0m |
| Option 2 | Remitly | 2.00% | 30,180.90 PHP | 24h 0m |
| Option 3 | XE | 2.00% | 30,180.90 PHP | 24h 0m |
| Option 4 | Wise | 2.10% | 30,167.64 PHP | 1h 0m |
| Option 5 | WorldRemit | 2.80% | 29,934.52 PHP | 24h 0m |
| Option 6 | Payoneer | 3.00% | 29,872.93 PHP | 24h 0m |
| Option 7 | Ria | 3.50% | 29,718.94 PHP | 30m |
| Option 8 | Xoom | 3.80% | 29,626.55 PHP | 1h 0m |
| Option 9 | MoneyGram | 4.20% | 29,503.37 PHP | 1h 0m |
| Option 10 | Western Union | 4.50% | 29,410.98 PHP | 1h 0m |
| Option 11 | PayPal | 4.50% | 29,410.98 PHP | 24h 0m |
| Option 12 | Binance → Mexc → Bitstamp → TransferGo | -1.58% | 38,827.12 PHP | 24h 50m |
| Option 13 | Binance → Mexc → Bitstamp → Wise | -1.48% | 38,925.86 PHP | 1h 50m |
| Option 14 | Binance → Mexc → Bitstamp → Paysend | -1.27% | 38,708.02 PHP | 1h 20m |
| Option 15 | Binance → Mexc → Bitstamp → Ria | -0.13% | 38,271.31 PHP | 1h 20m |
| Option 16 | Okx → Mexc → Bitstamp → Remitly | -1.58% | 38,818.57 PHP | 25h 0m |
| Option 17 | Okx → Mexc → Bitstamp → TransferGo | -1.58% | 38,818.57 PHP | 25h 0m |
| Option 18 | Okx → Mexc → Bitstamp → Wise | -1.47% | 38,917.29 PHP | 2h 0m |
| Option 19 | Revolut → Kraken → MoneyGram | 5.89% | 29,018.00 PHP | 25m |
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How we calculate these rates
Coinnect pulls live rates from exchange APIs (Binance, Kraken, Coinbase, Wise, and others) every 3 minutes. For providers without live APIs, we use published fee schedules verified quarterly against World Bank data. Total cost includes exchange rate markup + transfer fees. Routes are ranked by total cost to the recipient — never by partnerships or commissions. Read our methodology.
How to send USD to PHP cheaply
- Compare routes above — Coinnect checks crypto exchanges, Wise, Western Union, and more every 3 minutes.
- Pick the cheapest path — Some routes use crypto as a bridge (e.g. buy USDC, send, sell). Others are direct bank transfers.
- Execute it yourself — Coinnect never touches your money. Follow the step-by-step instructions for your chosen route.
Coinnect is mission-driven, open-source, and takes no affiliate fees. Read the whitepaper.
FAQ: USD to PHP
What is the cheapest way to send USD to PHP?
It changes every few minutes. Right now the cheapest route has a -1.58% fee. Coinnect compares all options automatically.
Does Coinnect transfer my money?
No. Coinnect is a comparison engine. It finds the cheapest route and gives you step-by-step instructions to execute it yourself on the actual platforms (Wise, Binance, Coinbase, etc.).
How often are rates updated?
Every 3 minutes. Rates are pulled live from 15+ exchanges and remittance providers.
Is Coinnect free?
Yes. Free for personal use, no affiliate fees, open source. Use the interactive search for any amount.
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