Send Money to Canada from the USA — Find the Best USD to CAD Rate
Compare the cheapest ways to send money from the USA to Canada. USD to CAD rates updated every 3 minutes across 15+ providers.
Right now: The cheapest route is Kraken — 0.28% fee.
Send 500 USD, recipient gets 698.67 CAD. Updated 2026-10-25 14:07 UTC.
Best routes for 500 USD to CAD today
| Route | Path | Fee | Recipient gets | Time |
|---|---|---|---|---|
| Cheapest | Kraken | 0.28% | 698.67 CAD | 10m |
| Option 1 | Mexc → Kraken | 0.29% | 698.38 CAD | 30m |
| Option 2 | Binance → Mexc → Kraken | 0.37% | 697.78 CAD | 40m |
| Option 3 | Okx → Mexc → Kraken | 0.37% | 697.83 CAD | 50m |
| Option 4 | Binance → Kraken | 0.37% | 697.75 CAD | 20m |
| Option 5 | Okx → Kraken | 0.37% | 697.79 CAD | 30m |
| Option 6 | Bitget → Mexc → Kraken | 0.38% | 697.78 CAD | 50m |
| Option 7 | Bitget → Kraken | 0.38% | 697.70 CAD | 30m |
| Option 8 | OFX | 0.55% | 696.34 CAD | 24h 0m |
| Option 9 | Gemini → Kraken | 0.63% | 696.10 CAD | 25m |
| Option 10 | Coinbase → Kraken | 0.87% | 694.42 CAD | 25m |
| Option 11 | Uphold | 1.20% | 692.22 CAD | 30m |
| Option 12 | XE | 1.30% | 691.09 CAD | 24h 0m |
| Option 13 | Revolut → Kraken | 1.62% | 688.35 CAD | 15m |
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How we calculate these rates
Coinnect pulls live rates from exchange APIs (Binance, Kraken, Coinbase, Wise, and others) every 3 minutes. For providers without live APIs, we use published fee schedules verified quarterly against World Bank data. Total cost includes exchange rate markup + transfer fees. Routes are ranked by total cost to the recipient — never by partnerships or commissions. Read our methodology.
How to send USD to CAD cheaply
- Compare routes above — Coinnect checks crypto exchanges, Wise, Western Union, and more every 3 minutes.
- Pick the cheapest path — Some routes use crypto as a bridge (e.g. buy USDC, send, sell). Others are direct bank transfers.
- Execute it yourself — Coinnect never touches your money. Follow the step-by-step instructions for your chosen route.
Coinnect is mission-driven, open-source, and takes no affiliate fees. Read the whitepaper.
FAQ: USD to CAD
What is the cheapest way to send USD to CAD?
It changes every few minutes. Right now the cheapest route has a 0.28% fee. Coinnect compares all options automatically.
Does Coinnect transfer my money?
No. Coinnect is a comparison engine. It finds the cheapest route and gives you step-by-step instructions to execute it yourself on the actual platforms (Wise, Binance, Coinbase, etc.).
How often are rates updated?
Every 3 minutes. Rates are pulled live from 15+ exchanges and remittance providers.
Is Coinnect free?
Yes. Free for personal use, no affiliate fees, open source. Use the interactive search for any amount.
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